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Government Shutdown Assistance

Government Shutdown Assistance

If you are impacted by the government shutdown and need assistance with your finances, please visit your local branch or call our Customer Contact Center at 800-856-0212 to discuss options available to you.

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Community Banking You Can Count On

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Take A Different
Approach To Your
Checking Account

Take A Different
Approach To Your
Checking Account

Say goodbye to one-size-fits-all checking. Make the switch to the account that best fits your unique needs.

Take A Different
Approach To Your
Checking Account

Say goodbye to one-size-fits-all checking. Make the switch to the account that best fits your unique needs.

Choose Your Checking Account

Choose Your Checking Account

Total Access Checking

Everyday banking basics without the fuss.

OPEN AN ACCOUNT

Product Features

Early Pay. Receive your paycheck up to two days earlier than your scheduled payday.1

Free ATMs nationwide.2

No minimum monthly balance or monthly maintenance fees.

Requirements

  • $100 to open.

Access Plus Checking

Access better checking account benefits for your financial health.

OPEN AN ACCOUNT

Enjoy all the great features of Total Access Checking, plus:

Variable interest rate with interest paid monthly.

Waived fees on a 3x5 safe deposit box.3

Free first order of bank specialty checks.4

Waived fee on one outgoing domestic wire transfer per statement cycle.

Waived fees for incoming wire transfers.

Waived fees when purchasing money orders & cashier’s checks.

Requirements

  • $100 to open.
  • $2,500 average daily balance or a combined average relationship balance of $25,000 or more to avoid $10 monthly fee.5

Premier Checking

BEST-IN-CLASS

Power your checking account’s financial health with the perks you need.

OPEN AN ACCOUNT

Enjoy all the great features of Access Plus Checking, plus:

Interest rate bonus on all Statement Savings Advanced accounts of 0.15% over the current Statement Savings Advanced rate.6

Waived fees on a 3x10 safe deposit box.7

Tiered & variable interest rate with interest paid monthly.

Free specialty check printing for your Premier Checking account.4

Waived Stop Payment fees.

Waived fees for incoming wire transfers.

Waived fees on up to 5 domestic outgoing wire transfers per statement cycle if account minimum balance requirement is met. Fees reimbursed at the end of the statement cycle.

Requirements

  • $100 to open.
  • $10,000 average daily balance or $75,000 combined average relationship balance to avoid a $25 monthly fee.8

Total Access Checking

Everyday banking basics without the fuss.

OPEN AN ACCOUNT

Product Features

Early Pay. Receive your paycheck up to two days earlier than your scheduled payday. 1

Free ATMs nationwide.2

No minimum monthly balance or monthly maintenance fees.

Requirements

  • $100 to open.

Access Plus Checking

Access better checking account benefits for your financial health.

OPEN AN ACCOUNT

Enjoy all the great features of Total Access Checking, plus:

Variable interest rate with interest paid monthly.

Waived fees on a 3x5 safe deposit box.3

Free first order of bank specialty checks.4

Waived fee on one outgoing domestic wire transfer per statement cycle.

Waived fees for incoming wire transfers.

Waived fees when purchasing money orders & cashier’s checks.

Requirements

  • $100 to open.
  • $2,500 average daily balance or a combined average relationship balance of $25,000 or more to avoid $10 monthly fee.5

Premier Checking

BEST-IN-CLASS

Power your checking account’s financial health with the perks you need.

OPEN AN ACCOUNT

Enjoy all the great features of Access Plus Checking, plus:

Interest rate bonus on all Statement Savings Advanced accounts of 0.15% over the current Statement Savings Advanced rate.6

Waived fees on a 3x10 safe deposit box.7

Tiered & variable interest rate with interest paid monthly.

Free specialty check printing for your Premier Checking account.4

Waived Stop Payment fees.

Waived fees for incoming wire transfers.

Waived fees on up to 5 domestic outgoing wire transfers per statement cycle if account minimum balance requirement is met. Fees reimbursed at the end of the statement cycle.

Requirements

  • $100 to open.
  • $10,000 average daily balance or $75,000 combined average relationship balance to avoid a $25 monthly fee.8
  2. wintrust grid

Total Access Checking

Everyday banking basics without the fuss.

OPEN AN ACCOUNT

Product Features

Early Pay. Receive your paycheck up to two days earlier than your scheduled payday. 1

Free ATMs nationwide.2

No minimum monthly balance or monthly maintenance fees.

Requirements

  • $100 to open.

Access Plus Checking

Access better checking account benefits for your financial health.

OPEN AN ACCOUNT

Enjoy all the great features of Total Access Checking, plus:

Variable interest rate with interest paid monthly.

Waived fees on a 3x5 safe deposit box.3

Free first order of bank specialty checks.4

Waived fee on one outgoing domestic wire transfer per statement cycle.

Waived fees for incoming wire transfers.

Waived fees when purchasing money orders & cashier’s checks.

Requirements

  • $100 to open.
  • $2,500 average daily balance or a combined average relationship balance of $25,000 or more to avoid $10 monthly fee.5

Premier Checking

BEST-IN-CLASS

Power your checking account’s financial health with the perks you need.

OPEN AN ACCOUNT

Enjoy all the great features of Access Plus Checking, plus:

Interest rate bonus on all Statement Savings Advanced accounts of 0.15% over the current Statement Savings Advanced rate.6

Waived fees on a 3x10 safe deposit box.7

Tiered & variable interest rate with interest paid monthly.

Free specialty check printing for your Premier Checking account.4

Waived Stop Payment fees.

Waived fees for incoming wire transfers.

Waived fees on up to 5 domestic outgoing wire transfers per statement cycle if account minimum balance requirement is met. Fees reimbursed at the end of the statement cycle.

Requirements

  • $100 to open.
  • $10,000 average daily balance or $75,000 combined average relationship balance to avoid a $25 monthly fee.8
  2. Wintrust Grid 1
  3. Wintrust Grid 2

Want In On Early Pay?

Receive your paychecks up to two days earlier than your scheduled payday when you send your direct deposits to a Total Access Checking, Access Plus Checking, or Premier Checking account.1

Talk with a banker to learn more.

SCHEDULE AN APPOINTMENT

Want In On Early Pay?

Receive your paychecks up to two days earlier than your scheduled payday when you send your direct deposits to a Total Access Checking, Access Plus Checking, or Premier Checking account.1

Talk with a banker to learn more.

SCHEDULE AN APPOINTMENT

Want In On Early Pay?

Receive your paychecks up to two days earlier than your scheduled payday when you send your direct deposits to a Total Access Checking, Access Plus Checking, or Premier Checking account.1

Talk with a banker to learn more.

SCHEDULE AN APPOINTMENT

Saving Your Money Is Great. Growing It Is Even Better.

Saving Your Money Is Great. Growing It Is Even Better.

4.00%

APY10

Statement Savings Advanced9 Special

Statement Savings Advanced9 Special

With qualifying activities.11

  • Variable rate.
  • No minimum to open.
  • $200 daily balance to avoid a $5 monthly maintenance fee.
  • New money only.
OPEN AN ACCOUNT